I’m Timothy Ballard, owner of a used car dealership in Springfield. I love just about everything automotive, but I have a special place in my heart for trucks. I’m an ASE Certified Master Technician, so I know my way around a car. In my spare time, I enjoy traveling with my family and hiking new trails.
I am a 20-year-old male with a clean driving record. Currently, I pay $300 per month for a used 2014 Chevy Equinox with 150k miles on it. Among various insurance companies, Progressive offers me the most affordable coverage. However, $300 a month remains a significant expense, second only to my rent. In comparison, I only pay $200 a month for my 36-month car lease.